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About Us

Fido cash Lending Limited (FIDO) is just an institution that is financial in Accra, Ghana and certified by Bank of Ghana. FIDO provides easily loans that are short-term called FIDO Loans. Our clients can use for the FIDO Loan straight from their particular smart phone or in FIDO’s branch and get a credit choice within seconds. The mortgage is present to salaried, contracted and self-employed experts. Merely a one-time verification of ID and mobile cash account is important before disbursement regarding the cash. No security or guarantors are needed.


Is FIDO authorized to supply loans in Ghana? Yes. FIDO is certified by the Bank of Ghana to offer loans. Do you know the charges to make use of Fido? There are not any UPFRONT FEES for making use of the FIDO mobile software or trying to get a FIDO Loan. We charge a processing charge which is disclosed towards the consumer prior to accepting that loan, and generally are compensated just once you get the cash, if your loan is born for payment. Exactly what do i personally use the FIDO Loan for? Clients may use the profits for almost any function, with the exception of unlawful task. Do you know the eligibility demands? To be eligible for a FIDO Loan, you want A id that is valid and Money or banking account. <ul>

  • ID Type: Driver’s License, NHIA Membership, Voter ID, National ID or Passport
  • Cellphone cash account: MTN Cellphone cash, Tigo money & Airtel Money registered in your title for at the very least 8 weeks.
  • Banking account: initial bank declaration for a legitimate deposit account by having a commercial bank in Ghana.
  • You really must be a resident in Ghana over 18 years. Just how much could be the rate of interest? The attention prices for brand new clients begin at 14per cent for thirty days, the attention quantity is exhibited into the application before using. Going back clients having a great reputation for having to pay your loans with Fido on time improve rate of interest on future loans, the cheapest rate of interest is 8% for 1 month. Just how long does it decide to try accept my demand? A credit decision will be shown on the screen within one minute after submission.

    FIDO application evaluates each loan application and book the ability to reject some applications. Your decision can not be reversed and now we is only able to recommend one to use once more after two weeks. My demand had been authorized. Exactly just What do i must do next? Please read carefully the instructions displayed into the application as soon as the loan happens to be approved. The guidelines will inform you to either accept the mortgage contract inside the application to perform the method, or check out a branch for processing. Please see the Contact section for opening hours and instructions to the branch. Where so when will my FIDO Loan be compensated? The loan is paid out instantly for MTN /Tigo Cash and 1 business day for all other methods after fully completing the process. We shall inform you by SMS regarding the transfer. Just exactly How am I going to repay the FIDO Loan? As soon as the loan becomes due, you’ll have to move the cash from your own wallet after procedure below. To pay for with money, you can visit any Zenith bank branch and deposit to FIDO’s account. Make sure to always utilize your Client ID for re re payment.

    Bank: Zenith Bank
    Branch: Head Office
    Account Name:
    FIDO Cash Lending Ltd
    Account Quantity: 6010159660

    Make sure you write your name that is full on deposit slide additionally give your customer ID (*********) to your teller

    (should be from very own wallet)
    Dial: *501#
    Select: spend Bill
    Select: Investment and Loans
    Select: FIDO from list
    Enter Amount:
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    Money – Zenith bank Tigo Money MTN Cellphone Money Airtel Cash
    (must certanly be from very very very own wallet)
    Dial: *170#
    Select: spend Bill
    choose: General Payment
    Enter Payment Code: Fido
    Enter Amount:
    Enter Reference:
    Enter Pin Code: _ _ _ _
    Dial: *500#
    choose: purchase Goods
    Select: Other
    Enter Merchant title: FIDO
    Enter Amount: ______
    Enter Reference: *********
    Enter Pin Code: _ _ _ _

    What may happen if i cannot repay the FIDO Loan on-time? Please call us with any problems pertaining to the repayment of your FIDO Loan. Clients will soon be charged extra penalties for belated repayments. Fido reserves the proper to simply simply take any action that is legal recover outstanding debts and report delinquent borrowers into the appropriate agencies and/or authorities. What’s the min/max loan quantity? First-time borrowers meet the criteria for no more than 200 GHC to be compensated within 10 to 33 times. The mortgage term should be chosen within the software whenever using.

    Spending your loan on time could possibly get you a greater quantity and paid down interest as you climb the ladder as much as at the most 1000 GHS.